Buying tips – Car Buying tips- Financing - warranties – insurance – test drive

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Buying Tips

Choosing a car is an important decision that merits careful planning. Before buying a car, most buyers are faced with an equation that goes such: "What is it going to cost me? Will that equal what I'm about to acquire?" Think about how you plan to use the car before you shop for one, whether you intend to use the car for daily commuting, recreation, weekends and evenings out, driving in the city or on highways. Also keep other factors in mind such as fuel efficiency, service network, safety, size of your family, seating capacity etc.

• What kind of a car suits my lifestyle?

• What is my Budget?

• What would be my EMI in case I’m taking a loan?

• What are the available cars in this segment?

• Am I looking for a compact car, a sedan, or a sports utility vehicle (SUV)?

• What are the features I would like to have in my car?

• What is the right insurance option?

With answers to the above, you would have done ample research to find the type of car that suits you best.

Here are a few car buying tips to keep in mind while buying a new car Identify the car you want to buy

• Calculate the amount you will pay for your new vehicle.

• Read market surveys to choose the right car.

• Confirm the prices and locate the dealers.

Go in for the right deal

• Choose cars with attractive incentives and rebates.

• Be careful of hidden incentives.

• Calculate the amount you will need, in case you are taking a loan and also how much you will be paying as interest.

Check the features and quality of any car

• Check for the features offered and the additional optional fittings because different cars come with different packages.

• Check for factors that are important to you such as mileage, service network, and safety.

Gather expert reviews

• Read expert reviews and comments on the vehicle you are buying.

• Do a comparative study with other vehicles to check for added benefits.

• Analyze the engine power, seating capacity, mileage, and other technical specifications.

Financing, Warranties and Insurance

• Opt for the lowest interest car loan.

• Ask for incentives the manufacturer is offering.

• Enquire about extended warranty or service contract.

• Automobile insurance is a must, review insurance policies from various insurance companies to make the right choice.

• Check with insurance companies before you buy your new vehicle; compare these insurance rates to make the right choice.

Test drive the vehicle

• Analyze and be sure that the vehicle has characteristics that you are looking for.

• Inspect and feel the interiors and exteriors for unsightly gaps.

• Check for ride comfort, noise, power/acceleration, braking and handling.

• Check your vehicle thoroughly before driving it home.